Lightning Baccarat

This guide contains everything you need to know about Lightning Baccarat. Learn how to play Lightning Baccarat and where to play.

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Lightning Baccarat

What is Lightning Baccarat?

Lightning Baccarat is a live casino game from Evolution Gaming. The game was first introduced in January 2020. Lightning Baccarat combines traditional Online Baccarat with multiplier functionality, just the same way as Lightning Roulette was designed.

Multipliers can give you up to 262,144x payout!

Before every game round, between 1 to 5 cards are randomly drawn from a virtual 52 card deck. Each of these drawn cards becomes lightning cards and gets a multiplier of either 2x, 3x, 4x, 5x, or 8x. If you win on any of these lightning cards, the multiplier is applied to your payout.

However, a 20% lightning fee is added to each player’s total stake. This fee is used to fund the game.

How to Play Lightning Baccarat

Lightning Baccarat is played with 8 decks, each one having 52 cards. You simply have to bet on if the banker’s or player’s hand will win. The hand which has a value closest to 9 wins. You can also bet if the outcome will be a tie.

Here are the steps to follow in playing Lightning Baccarat.

Step 1: Place your bets

how to play lightning baccarat step 1

The standard bets in Lightning Baccarat include the banker win, player win, or tie. While placing a standard bet, you can also place side bets.

There are different coin sizes to bet with. These coin values are 1, 5, 25, 100, 500, and 1000. Simply click on your chosen bet value and drag and drop it on the betting area. You can bet on more than one betting area, using several coins.

The side bets include the Player Pair and Banker Pair. 

Step 2: Multipliers are chosen

how to play lightning baccarat step 2

After you place your bets, the multiplier cards will be chosen randomly. Between 1 to 5 cards are chosen with multipliers between 2x to 8x. You can see the chosen cards on the bottom left side.

Step 3: Dealer deals cards

how to play lightning baccarat step 3

In Lightning Baccarat the dealer starts giving out the cards alternately. That is one to each side, starting with the player.

Up to three cards are given to each side. If a 9 is dealt to one side, the dealer will stop giving out cards. 

You will be notified if a lightning card is dealt.

Step 4: Check who wins

how to play lightning baccarat step 4

Once all cards have been dealt, the result will be displayed on the screen. The closest hand to 9 wins the game. If your bet wins, payouts will be made to you. Your profit will be shown on the screen.


BetPayoutMax. PayoutRTP
P Pair9:1576x88.35%
B Pair9:1576x88.35%


lightning baccarat multipliers

The added multiplier functionality is what makes Lightning Baccarat quite interesting. As stated earlier, up to 5 cards are drawn randomly. Each of these cards gets any of the multipliers 2x, 3x, 4x, 5x, or 8x.

If your winning hand contains a lightning card, the multiplier of that card will be applied to your winnings. This can give you up to 512x your stake!

Example: let’s assume 3 multipliers are chosen – Heart 3 (3x), Heart 6 (4x), and Diamond 10 (8x). Then your winning hard contains Heart 6 (4x) and Diamond 10 (8x). If you placed a bet of ₹100, the multipliers 4x and 8x will apply to your stake. That is, 32 (4 x 8) multiplied by ₹100 = ₹3200 payout.

If you’re lucky, you can get up to 262,144x with multipliers. However, the winnings are capped at €500,000.

Side bets

Here are the two side bets available in Lightning Baccarat:

  • Pair Player (P Player) – This is a bet that the player’s first two cards will be a pair
  • Pair Banker (P Banker) – Bet that the banker’s first two cards will be a pair

Lightning Baccarat Strategy

Strategy for main hand

The best strategy for Lightning Baccarat is the Martingale strategy. All you have to do is double your bet each time you lose. Whenever you win, you will recover the losses from the losing streak and make a little profit. Then, you can return to the previous bet amount you made before the losing streak began.

However, this strategy is usually perfect for even money bets. It also may not work if you don’t have a huge bankroll. Nevertheless, if you have a small budget, you can use the strategy by starting with a low bet amount.

There is no strategy for multipliers

Unfortunately, there’s no strategy to give you the multiplier advantage. The multiplier cards are selected randomly. There’s no way to determine what multiplier will be applied and how many cards will be selected.


What is the RTP for Lightning Baccarat?

Lightning RTP depends on the bet placed. The average theoretical RTP for the main bet is 97.29% while the side bets is 88.35%.

Which is the Best Casino to Play Lightning Baccarat?

There are many great online casinos in India where you can play Lightning Baccarat. We recommend Casino Days.

Can I play Lightning Baccarat for Free?

No, since Lightning Baccarat is a live casino game, you can’t play it for free.